Get Started

PixelPhantom

102 Transactions

+$7,823

Tax Refund

JackReacts

125 Transactions

+$8,164

Tax Refund

LunaBlooms

238 Transactions

+$9,587

Tax Refund

Craft&Create

464 Transactions

+$12,273

Tax Refund

SyntaxGhost

146 Transactions

+$7,376

Tax Refund

VelvetVanta

318 Transactions

+$15,836

Tax Refund

loop.luma

329 Transactions

+$8,437

Tax Refund

PixelPhantom

102 Transactions

+$7,823

Tax Refund

PixelPhantom

102 Transactions

+$7,823

Tax Refund

JackReacts

125 Transactions

+$8,164

Tax Refund

LunaBlooms

238 Transactions

+$9,587

Tax Refund

Craft&Create

464 Transactions

+$12,273

Tax Refund

SyntaxGhost

146 Transactions

+$7,376

Tax Refund

VelvetVanta

318 Transactions

+$15,836

Tax Refund

loop.luma

329 Transactions

+$8,437

Tax Refund

PixelPhantom

102 Transactions

+$7,823

Tax Refund

Turn your hobby into a business

Turn your hobby into a business

We help you register & operate your social media as a real business and claim thousands in tax deductions. *Avg creator receives $8200 in tax refunds.

Phone Number

Get Started

By providing your phone number, you agree to receive text messages from Stonks.

*Tax refund is based on income, tax bracket, and refund. Tax refunds may differ between users.

THE $8,000 MISTAKE

What mistake? Most creators miss out on over $20,000 in legit business write-offs—things like gear, software, convention travel, even that collab steak dinner. That's nearly $8,000 in tax savings…gone. Poof. Bye-bye camera upgrade.

Here's the secret sauce: Losses from your content biz can offset all your income—even your 9-5 job or that DoorDash hustle. That means more refunds, more actual dollars back from the government.

Out of 10 million U.S. creators, only a small percentage have set up a real business. Are you part of the majority still winging it?

WHAT STONKS DELIVERS

BUSINESS INCORPORATION

We'll register your Sole Proprietorship so your creator hustle counts as a real business.

No confusing LLC paperwork. No $800/year state fees.

Your income flows straight to your personal tax return (Schedule C), and yes—we help you handle that too.

STONKS ACCOUNT + SPEND CARD, DAY 1

Get a dedicated card in your creator biz name—perfect for gear, travel, meals, ads, even those “for content” in-game purchases.
One swipe keeps business and personal expenses separate, makes audits breezy, and helps you max out your tax write-offs.

AI-POWERED BOOKKEEPING

We pull each transaction, grab matching receipts and classify expenses with machine-learning rules built for creator life. Green check? Deductible. Red X? Personal. Flagged yellow? We ask before year-end.

INSTANT SCHEDULE C

Click 'Export' and you get a black-and-white IRS Schedule C PDF. Losses automatically reduce your Adjusted Gross Income from W-2 jobs, Uber driving, brand deals—anything else that shows up on a 1099.

What you'd pay without Stonks

BIZ INCORPORATION

Includes EIN, business plan, and help opening a biz checking account.

- $750

- $750

(one-time)

TAX PREP (SCHEDULE C)

Most accountants charge ~$1,000 to file Schedule C with your 1040.

- $1000

OTHER SERVICES

Other services charge $20/month to manage your accounts

- $1000

MONTHLY BOOKKEEPING

Ongoing bookkeeping by an accountant to track your biz finances.

–$1,500

Built with the same playbook IRS attorneys use

Most creators don’t realize their biggest risk is the IRS deciding their work is a hobby. That’s why Stonks partnered with attorneys who are experts in how to turn your side gig into a real business.

Time logs to show you’re SERIOUS

Business plan builder

Import sub/follower growth

Calendar + email sync

EIN registration

AI reviewed expense reports

SEXY AF BIZ CARD

SEXY AF BIZ CARD

SEXY AF BIZ CARD

Use it to separate business and personal expenses—something the IRS loves to see.
It helps you stay organized, look legit, and max out your deductions.

Use it to separate business and personal expenses—something the IRS loves to see.
It helps you stay organized, look legit, and max out your deductions.

Use it to separate business and personal expenses—something the IRS loves to see.
It helps you stay organized, look legit, and max out your deductions.

DEALS & PERKS FOR THE CREATOR CLASS

Free stuff? Discounts? Sponsorship? Yup.

Stonks hooks you up with perks made specifically for content kings and queens.

Think about ring lights, editing software, and your next viral idea.

EPIC DEALS ON TOOLS YOU ALREADY USE

Adobe, Canva, Stripe, Shopify, Descript, Epidemic Sound, Shure, Riverside, Figma, ConvertKit, Streamlabs, Linktree, Final Cut Pro, and more.

BRAND DEALS AND SPONSORSHIPS

BRAND DEALS AND

SPONSORSHIPS

Connect directly with available campaigns from top-tier advertisers.

WORK HARD, PARTY HARDER

WORK HARD, PARTY HARDER

As a member, you’ll get exclusive invites to our VIP events at every major convention. We’re talking open bars, surprise performances, free merch, and guest lists full of creators, founders, investors, and brand reps.

Free 30-day trial

Our pricing scales based on your expenses.

Starter tier

Starter

tier

$19.95/MONTH

$19.95

/MONTH

Business Account

Business Spend Card

Track upto $7,500 in Expenses

Estimated $1,800 in Tax Refunds*

Estimated $1,800 in
Tax Refunds*

Output Schedule C

Tax forms for TurboTax, or your CPA

Tax forms for TurboTax,
or your CPA

Money-Back Guarantee

Your projected tax savings, or your money back

Your projected tax savings,
or your money back

Unlimited Tier

Unlimited

Tier

$39.95/MONTH

$39.95

/MONTH

Everything in Basic, Plus:

Everything in
Basic, Plus:

Unlimited Tracked Expenses

Unlimited
Tracked
Expenses

Unlimited Potential Tax Refunds*

optional extras

Built-In Tax Filing with Stonks

$195 (Per Tax Filing)

CPA Review of Tax Return

$295 (Per Tax Filing)

Audit Protection

$49.95 (Per Tax Filing)

*Tax Refund may vary based on income, tax bracket, and location

PixelPhantom

102 Transactions

+$7,823

Tax Refund

JackReacts

125 Transactions

+$8,164

Tax Refund

LunaBlooms

238 Transactions

+$9,587

Tax Refund

Craft&Create

464 Transactions

+$12,273

Tax Refund

SyntaxGhost

146 Transactions

+$7,376

Tax Refund

VelvetVanta

318 Transactions

+$15,836

Tax Refund

loop.luma

329 Transactions

+$8,437

Tax Refund

PixelPhantom

102 Transactions

+$7,823

Tax Refund

PixelPhantom

102 Transactions

+$7,823

Tax Refund

JackReacts

125 Transactions

+$8,164

Tax Refund

LunaBlooms

238 Transactions

+$9,587

Tax Refund

Craft&Create

464 Transactions

+$12,273

Tax Refund

SyntaxGhost

146 Transactions

+$7,376

Tax Refund

VelvetVanta

318 Transactions

+$15,836

Tax Refund

loop.luma

329 Transactions

+$8,437

Tax Refund

PixelPhantom

102 Transactions

+$7,823

Tax Refund

PixelPhantom

102 Transactions

+$7,823

Tax Refund

JackReacts

125 Transactions

+$8,164

Tax Refund

LunaBlooms

238 Transactions

+$9,587

Tax Refund

Craft&Create

464 Transactions

+$12,273

Tax Refund

SyntaxGhost

146 Transactions

+$7,376

Tax Refund

VelvetVanta

318 Transactions

+$15,836

Tax Refund

loop.luma

329 Transactions

+$8,437

Tax Refund

PixelPhantom

102 Transactions

+$7,823

Tax Refund

TURN YOUR HOBBY INTO A BUSINESS

TURN YOUR HOBBY INTO A BUSINESS

We help you register & operate your social media as a real business and claim thousands in tax deductions. Avg creator receives $8200 in tax refunds.

Number

Get Started

By providing your phone number, you agree to receive text messages from Stonks.

*Tax refund is based on income, tax bracket, and refund. Tax refunds may differ between users.

Built by the Founders of Streamlabs

FAQS

WHAT DOES STONKS ACTUALLY DO?

Stonks helps content creators turn their online hustle into a real business in the eyes of the IRS. We set up your EIN (Employer Identification Number), and give you the tools to track expenses and maximize tax deductions.

Stonks helps content creators turn their online hustle into a real business in the eyes of the IRS. We set up your EIN (Employer Identification Number), and give you the tools to track expenses and maximize tax deductions.

WHAT DOES STONKS ACTUALLY DO?

Stonks helps content creators turn their online hustle into a real business in the eyes of the IRS. We set up your EIN (Employer Identification Number), and give you the tools to track expenses and maximize tax deductions.

Stonks helps content creators turn their online hustle into a real business in the eyes of the IRS. We set up your EIN (Employer Identification Number), and give you the tools to track expenses and maximize tax deductions.

WHAT DOES STONKS ACTUALLY DO?

Stonks helps content creators turn their online hustle into a real business in the eyes of the IRS. We set up your EIN (Employer Identification Number), and give you the tools to track expenses and maximize tax deductions.

Stonks helps content creators turn their online hustle into a real business in the eyes of the IRS. We set up your EIN (Employer Identification Number), and give you the tools to track expenses and maximize tax deductions.

DO YOU HELP SET UP LLCs OR CORPORATIONS?

Nope. We focus only on sole proprietor EINs. They're faster, cheaper, and easier to manage—perfect for creators just getting started.

Nope. We focus only on sole proprietor EINs. They're faster, cheaper, and easier to manage—perfect for creators just getting started.

DO YOU HELP SET UP LLCs OR CORPORATIONS?

Nope. We focus only on sole proprietor EINs. They're faster, cheaper, and easier to manage—perfect for creators just getting started.

Nope. We focus only on sole proprietor EINs. They're faster, cheaper, and easier to manage—perfect for creators just getting started.

DO YOU HELP SET UP LLCs OR CORPORATIONS?

Nope. We focus only on sole proprietor EINs. They're faster, cheaper, and easier to manage—perfect for creators just getting started.

Nope. We focus only on sole proprietor EINs. They're faster, cheaper, and easier to manage—perfect for creators just getting started.

WHY DO I NEED AN EIN?

An EIN helps you look and operate like a business. This is essential for separating personal and business finances, qualifying for deductions, opening a business bank account, and staying audit-ready.

An EIN helps you look and operate like a business. This is essential for separating personal and business finances, qualifying for deductions, opening a business bank account, and staying audit-ready.

WHY DO I NEED AN EIN?

An EIN helps you look and operate like a business. This is essential for separating personal and business finances, qualifying for deductions, opening a business bank account, and staying audit-ready.

An EIN helps you look and operate like a business. This is essential for separating personal and business finances, qualifying for deductions, opening a business bank account, and staying audit-ready.

WHY DO I NEED AN EIN?

An EIN helps you look and operate like a business. This is essential for separating personal and business finances, qualifying for deductions, opening a business bank account, and staying audit-ready.

An EIN helps you look and operate like a business. This is essential for separating personal and business finances, qualifying for deductions, opening a business bank account, and staying audit-ready.

WHAT DOCUMENTS DO YOU HELP GENERATE?

We help you create IRS-friendly documentation to prove you're running a legitimate business: business plans, time logs, roles & responsibilities, and receipts with business purpose annotations—perfect in case of a hobby-loss rule audit.

We help you create IRS-friendly documentation to prove you're running a legitimate business: business plans, time logs, roles & responsibilities, and receipts with business purpose annotations—perfect in case of a hobby-loss rule audit.

WHAT DOCUMENTS DO YOU HELP GENERATE?

We help you create IRS-friendly documentation to prove you're running a legitimate business: business plans, time logs, roles & responsibilities, and receipts with business purpose annotations—perfect in case of a hobby-loss rule audit.

We help you create IRS-friendly documentation to prove you're running a legitimate business: business plans, time logs, roles & responsibilities, and receipts with business purpose annotations—perfect in case of a hobby-loss rule audit.

WHAT DOCUMENTS DO YOU HELP GENERATE?

We help you create IRS-friendly documentation to prove you're running a legitimate business: business plans, time logs, roles & responsibilities, and receipts with business purpose annotations—perfect in case of a hobby-loss rule audit.

We help you create IRS-friendly documentation to prove you're running a legitimate business: business plans, time logs, roles & responsibilities, and receipts with business purpose annotations—perfect in case of a hobby-loss rule audit.

CAN I USE MY PERSONAL BANK ACCOUNT AND CREDIT CARD FOR BUSINESS EXPENSES?

Yes—but we recommend keeping things separate. Stonks lets you connect your existing account or open a new business account to track transactions properly.

Yes—but we recommend keeping things separate. Stonks lets you connect your existing account or open a new business account to track transactions properly.

CAN I USE MY PERSONAL BANK ACCOUNT AND CREDIT CARD FOR BUSINESS EXPENSES?

Yes—but we recommend keeping things separate. Stonks lets you connect your existing account or open a new business account to track transactions properly.

Yes—but we recommend keeping things separate. Stonks lets you connect your existing account or open a new business account to track transactions properly.

CAN I USE MY PERSONAL BANK ACCOUNT AND CREDIT CARD FOR BUSINESS EXPENSES?

Yes—but we recommend keeping things separate. Stonks lets you connect your existing account or open a new business account to track transactions properly.

Yes—but we recommend keeping things separate. Stonks lets you connect your existing account or open a new business account to track transactions properly.

HOW DO TAX SAVINGS WORK WITH STONKS?

Most creators miss thousands in deductions. We help you identify business expenses—like phone bills, gear, travel, and more—so you can lower your taxable income and increase your refund.

Most creators miss thousands in deductions. We help you identify business expenses—like phone bills, gear, travel, and more—so you can lower your taxable income and increase your refund.

HOW DO TAX SAVINGS WORK WITH STONKS?

Most creators miss thousands in deductions. We help you identify business expenses—like phone bills, gear, travel, and more—so you can lower your taxable income and increase your refund.

Most creators miss thousands in deductions. We help you identify business expenses—like phone bills, gear, travel, and more—so you can lower your taxable income and increase your refund.

HOW DO TAX SAVINGS WORK WITH STONKS?

Most creators miss thousands in deductions. We help you identify business expenses—like phone bills, gear, travel, and more—so you can lower your taxable income and increase your refund.

IS STONKS JUST FOR FULL-TIME CREATORS?

Not at all. Whether you're making $50/month or $5,000/month, if you're earning money online (Twitch, TikTok, Substack, etc.), we help you treat it like a real business.

Not at all. Whether you're making $50/month or $5,000/month, if you're earning money online (Twitch, TikTok, Substack, etc.), we help you treat it like a real business.

IS STONKS JUST FOR FULL-TIME CREATORS?

Not at all. Whether you're making $50/month or $5,000/month, if you're earning money online (Twitch, TikTok, Substack, etc.), we help you treat it like a real business.

Not at all. Whether you're making $50/month or $5,000/month, if you're earning money online (Twitch, TikTok, Substack, etc.), we help you treat it like a real business.

IS STONKS JUST FOR FULL-TIME CREATORS?

Not at all. Whether you're making $50/month or $5,000/month, if you're earning money online (Twitch, TikTok, Substack, etc.), we help you treat it like a real business.

Not at all. Whether you're making $50/month or $5,000/month, if you're earning money online (Twitch, TikTok, Substack, etc.), we help you treat it like a real business.

DO YOU FILE TAXES FOR ME?

We help you generate a clean, IRS-ready Schedule C with income and categorized expenses—ready to hand off to TurboTax or a CPA or you can file directly in our app.

We help you generate a clean, IRS-ready Schedule C with income and categorized expenses—ready to hand off to TurboTax or a CPA or you can file directly in our app.

DO YOU FILE TAXES FOR ME?

We help you generate a clean, IRS-ready Schedule C with income and categorized expenses—ready to hand off to TurboTax or a CPA or you can file directly in our app.

We help you generate a clean, IRS-ready Schedule C with income and categorized expenses—ready to hand off to TurboTax or a CPA or you can file directly in our app.

DO YOU FILE TAXES FOR ME?

We help you generate a clean, IRS-ready Schedule C with income and categorized expenses—ready to hand off to TurboTax or a CPA or you can file directly in our app.

We help you generate a clean, IRS-ready Schedule C with income and categorized expenses—ready to hand off to TurboTax or a CPA or you can file directly in our app.

CAN STONKS HANDLE ALL 50 STATES? WHAT ABOUT COUNTRIES OTHER THAN THE UNITED STATES?

Stonks is available to creators from all 50 US states. Unfortunately for the time being we can only support US based creators. We'll add other countries in 2026.

Stonks is available to creators from all 50 US states. Unfortunately for the time being we can only support US based creators. We'll add other countries in 2026.

CAN STONKS HANDLE ALL 50 STATES? WHAT ABOUT COUNTRIES OTHER THAN THE UNITED STATES?

Stonks is available to creators from all 50 US states. Unfortunately for the time being we can only support US based creators. We'll add other countries in 2026.

Stonks is available to creators from all 50 US states. Unfortunately for the time being we can only support US based creators. We'll add other countries in 2026.

CAN STONKS HANDLE ALL 50 STATES? WHAT ABOUT COUNTRIES OTHER THAN THE UNITED STATES?

Stonks is available to creators from all 50 US states. Unfortunately for the time being we can only support US based creators. We'll add other countries in 2026.

Stonks is available to creators from all 50 US states. Unfortunately for the time being we can only support US based creators. We'll add other countries in 2026.

Stonks partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third, Member FDIC. Stonks Visa® Spend Cards are issued by Celtic Bank.

STONKS

AI-powered Tax Savings for Creators.